Tips to stay safe online

Nowadays internet requires you to have full knowledge on what is happening online. The hacking, scams and malware among other risks all over online has made internet a dangerous zone. As though that is not all the current innovation of devices revolving from smartphones to tables then to varied internet connection appliances has even brought us a much more greater risk.

Good news to the users, walk through this article with me as we discuss the two major measures on how to stay safe online.

Create Complex Passwords

Most definitely is that you have heard it before. However, if you want to secure your personal data and financial information online, the most effective way is creating a complex password. Make a point to use different passwords for all your account. I know you already feel you might forget some. The danger of using a similar password is that if the hacker has information on one account can use that data to access the rest.

Boost Your Network Security

After reviewing your password, at least by now your logins are a bit safer. However, watch out the security of your network connection. Most probably when you are at work or at home you use a secured network. However, while travelling, you might be tempted to operate your device on a public free Wi-Fi which may pose a high risk of hackers accessing your device. In this case you may use a virtual private network (VPN) which is a piece of software which facilitates secure connection by changing your IP Address.

Bottom line

As long as you are using internet, you are at risk and therefore take all relevant measures to stay safe.

What insurances should you get?

By law, it’s required to have car insurance, no matter what type of car you have. With so many companies springing up with many different types of offers, knowing which insurance to purchase can be mind-boggling. Check out our tips below to see which insurance is best for you.

Third Party

This type of cover means other drivers are insured when a collision happens, not your own. It’s the most basic of the three insurance covers, so tends to be the cheapest – but not always, so make sure to shop around. You also need this at minimum in order to drive.

Third Party Fire and Theft

Exactly what you think it is. This policy is the same as the above, but this time insures your car if it catches fire or is stolen. Be careful, though, if you live in an area that has high risk of fire or crime, your insurer may charge extra for this cover.

Fully Comprehensive

This insurance covers everyone involved in an emergency, including yourself. Also, some insurers provide you with a courtesy car whilst your damaged car is getting repaired at the garage, but not all do. Others cover windscreen damage with this too. So again, it’s good to shop around to see what extra benefits you get if you buy this insurance package. But remember, sometimes you may have to pay extra for these little extra add-ons to the overall price.

Hopefully, this helps clear up the differences between the most common types of plans available for car insurance. Think about which sort of insurance would suit you, your budget and your car.

How to make your house more safe

There are a number of steps you can do to make your home more safe from the risk of break-ins or burglaries. These steps will help to protect your home and possessions.

Doors and Windows

Doors and windows are the most common entry points for burglars. Installing a deadbolt to your external doors is a simple method that can stop a burglar in their tracks. It will secure the door to make it much more secure against break-ins. Check your letterbox to ensure someone can’t reach in through it to unlock the door. Ensure your door frames are strong and the hinges are protected. Windows with locks or key-operated levers add a new level of security. For enhanced security, sensors can be added to doors and windows that can alert you to unauthorised opening or a window being broken.

Install Lights

Burglars and other criminals hate lights. You can install LED floodlighting with motion sensors that switch the lights on if someone approaches. Solar powered lights can save money on energy bills and are an effective addition to make any home more safe.

Secure your Garage

Garages are a popular entry point for criminals and even if they cannot gain access to your home, there may be plenty of items you have stored in the garage that are at risk. Installing a smart garage door opener that uses a remote control can make the garage more secure. Alternatively, a security code for the door that only you know can keep your items inside safe.